Flooding in Hudson, FL: the figures
Local figures and plain answers for Hudson, FL, written for people dealing with water damage now.
Flood claims in Hudson's ZIP codes paid an average of $74,588 toward building repairs from 2016 to 2025, against $90,630 across Pasco County.
- Calls answered 24/7
- Written estimate before work starts
- Water removal, drying and repair
Your call, step by step
Call (833) 728-2327
Tell the person who answers what got wet and where the water came from. Calls are answered 24/7.
Stop the source
You get help shutting off the water or the power to a wet room while the crew is on the way.
Inspection and written estimate
Moisture readings, photos and a written estimate come before any work begins.
A guide for water damage restoration in Hudson and the towns around it.
There were 113.9 National Flood Insurance Program claims per 1,000 homes in Hudson's ZIP codes from 2016 to 2025, compared with 19.8 across Florida.
What the flood figures say for Hudson
Hudson's flood record stands far above the rest of Pasco County. FEMA flood insurance records show 113.9 claims per 1,000 homes from 2016 to 2025, against 24.7 for the county and 19.8 for Florida. The average building payment was $74,588, a little under the county's $90,630.
The coast explains much of it. Yearly coastal flood loss is $25 per $100,000 of building value in FEMA's National Risk Index, against 5 for the county and state. Inland flood loss is $61 and hurricane loss $70 on the same scale. NOAA's climate normals show 16 days a year with an inch of rain or more. Pasco County has had 15 major disaster declarations for floods and storms since 2000, with flood reports on 6 days from 2016 to 2025.
Water that comes in from the Gulf or from storm runoff is Category 3. It carries salt, silt and sewage, so wet drywall, insulation and flooring are removed rather than dried. FEMA's records show 10.3% of Pasco County homes with federal flood insurance. Ask your insurance company what your own policy covers. With 27% of homes mobile or manufactured, water under the floor and in the belly wrap needs checking too.
FEMA and NOAA figures for Hudson
Hudson figures: about 10,873 residents in the city, by the Census.
FEMA's National Risk Index expects coastal flooding to cost about $25 a year for every $100,000 of building value in Hudson's ZIP codes.
Expected inland flood losses in Hudson's ZIP codes run about $61 a year per $100,000 of building value, against $75 across Pasco County.
In Hudson, 41% of homes were built before 1980, compared with 35% across Florida.
- 113.9 Flood insurance claims per 1,000 homes, 2016 to 2025Pasco County: 24.7
- 25 Yearly coastal flood loss per $100,000 of building valuePasco County: 5
- 7,632 Housing units
- 61 Yearly inland flood loss per $100,000 of building valuePasco County: 75
- 10,873 Residents
- 41% Homes built before 1980Pasco County: 30%
- 17% Homes kept for seasonal or occasional usePasco County: 7%
- 27% Mobile and manufactured homesPasco County: 17%
- 8 Nights a year at or below 32 degreesPasco County: 3
Sources: U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates; FEMA OpenFEMA, FIMA NFIP Redacted Claims v3, claims from 2016 to 2025 (not endorsed by FEMA); FEMA OpenFEMA, NFIP Residential Penetration Rates v1 (not endorsed by FEMA); FEMA National Risk Index v1.20, December 2025 (not endorsed by FEMA); NOAA NCEI, U.S. Climate Normals 1991-2020, nearest weather station; FEMA OpenFEMA, Disaster Declarations Summaries v2 (not endorsed by FEMA); NOAA NCEI Storm Events Database, 2016 to 2025.
Getting ready in Hudson
Census figures show 27% of Hudson homes are mobile or manufactured, so storm prep here starts underneath the home. Check that skirting vents are clear so water can drain out, that tie-downs are tight and that the ground under the home slopes away. For site-built homes, point each downspout away from the foundation, and check that yard grading carries water toward the street.
If your home has a sump or drainage pump, run a test and add a battery backup, because hurricane-season storms often cut power. Clear any window wells or low vents of sand and leaves. Move papers, photos and electronics up off the floor, and in a mobile home, onto high shelves.
Look up your address on FEMA's flood map. FEMA's National Risk Index puts coastal flood loss here at $25 per $100,000 of building value a year, against 5 for the county, so the map matters. Write down where the main shutoff and the breaker panel are, and keep that note with your important papers.
With 17% of homes kept for seasonal use, owners who leave should shut off the main water valve and ask someone to look in after storms. When water does get in, cut power to wet rooms and photograph everything first. Floodwater is Category 3, so sewage cleanup steps apply even when no pipe broke. If a storm hits more than one family property, water removal in Spring Hill can be arranged on that call too. Drying should begin within 24 to 48 hours.
Getting your paperwork ready in Hudson
Before storm season, look up your address on the FEMA Flood Map Service Center to see its flood zone, and keep a copy. Walk through the house with your phone and record each room, including the basement, the furnace and the water heater. Keep your policy numbers, the main water shutoff location and the breaker panel location written down somewhere you can reach without power. Move papers, photos and electronics off basement floors. If a flood comes, those records make cleanup and any claim faster, and they help the restoration company see what the rooms looked like before the water. Floodwater that reached hardwood or laminate usually means floor water damage repair after drying.
Flood questions in Hudson
What does a FEMA flood risk rating mean for my Hudson home?
How do I keep storm water out of a Hudson basement?
Is flood cleanup different from other water damage?
What should I do after floodwater gets into my Hudson home?
Where can I check the flood zone for a Hudson address?
Other guides for Hudson
Hudson guide to water damage costs
What water damage restoration costs around Hudson, what moves the price and what the estimate should list.
Hudson first steps guide
A step-by-step first hour for Hudson homes with water damage.
burst pipe guide for Hudson
Burst and frozen pipes in Hudson: causes, first steps and costs.
Call (833) 728-2327
Answered 24/7, with a written estimate before any work starts.