Flooding in Augusta, GA: the figures
Census, FEMA and NOAA figures for the Augusta area, and what to do with them.
Paid flood insurance claims in Augusta's ZIP codes averaged $21,523 for the building from 2016 to 2025.
- Calls answered 24/7
- Written estimate before work starts
- Water removal, drying and repair
From your call to a written estimate
Call (833) 728-2327
Say what is wet, where the water came from and whether it is still running. The call is answered any hour.
Stop the source
If water is still coming in, you are walked through the shutoff valve or the breaker first.
Inspection and written estimate
The crew checks the water category, measures moisture in walls and floors, photographs the damage and writes the estimate before work starts.
Written for homeowners in the Augusta area.
On about 29 nights a year the temperature near Augusta's ZIP codes drops to freezing or below, so pipes in garages, crawl spaces and outside walls need attention in winter.
What the flood figures say for Augusta
Augusta sees more flood claims than its county but lower expected flood loss than the state. FEMA flood insurance records show 2.0 claims per 1,000 homes in the city from 2016 to 2025, against 1.5 for Richmond County and 1.6 for Georgia, and the average building payment was $21,523. FEMA's National Risk Index puts yearly inland flood loss at 63 per $100,000 of building value, against 58 for the county and 70 for the state, and hurricane loss at 13, a reminder that tropical storms can bring heavy rain here.
Richmond County has had 3 major disaster declarations for floods and storms since 2000 and 7 days with flash flood or flood reports from 2016 to 2025. About 12 days a year bring an inch of rain or more, by NOAA climate normals. Low streets, yards that slope toward the house and homes over crawl spaces take water first when that rain comes fast.
Water from outside is Category 3 because it carries soil, runoff and sewage. The restoration crew removes what it soaked and disinfects the rest, and only a flood policy pays for that. Homeowners and renters policies exclude it, and 0.9% of homes in the county carry federal flood insurance. Before flood damage restoration begins in the Augusta area, check your declarations page for a flood policy.
Flood and weather figures for Augusta
Figures for Augusta, home to about 200,986 people.
For every $100,000 of buildings in Augusta's ZIP codes, FEMA's model expects about $63 a year in inland flood damage, compared with $70 across Georgia.
Mobile and manufactured homes make up 3% of the housing in Augusta's ZIP codes, against 7% across Richmond County.
About 52% of the homes in Augusta's ZIP codes date from before 1980, against 50% across Richmond County.
- 93,395 Housing units
- 200,986 Residents
- 29 Nights a year at or below 32 degreesRichmond County: 35
- 63 Yearly inland flood loss per $100,000 of building valueRichmond County: 58
- 3% Mobile and manufactured homesRichmond County: 7%
- 52% Homes built before 1980Richmond County: 50%
- 2 Nights a year at or below 20 degreesRichmond County: 3
- 48% Homes that are rentedRichmond County: 49%
- 2.0 Flood insurance claims per 1,000 homes, 2016 to 2025Richmond County: 1.5
Sources: U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates; FEMA OpenFEMA, FIMA NFIP Redacted Claims v3, claims from 2016 to 2025 (not endorsed by FEMA); FEMA OpenFEMA, NFIP Residential Penetration Rates v1 (not endorsed by FEMA); FEMA National Risk Index v1.20, December 2025 (not endorsed by FEMA); NOAA NCEI, U.S. Climate Normals 1991-2020, nearest weather station; FEMA OpenFEMA, Disaster Declarations Summaries v2 (not endorsed by FEMA); NOAA NCEI Storm Events Database, 2016 to 2025.
Getting ready in Augusta
Census figures show 52% of Augusta homes were built before 1980, and on older lots the yard has often settled toward the foundation. NOAA counts 12 days a year here with an inch of rain or more. Before the next one, clear out each downspout and extend it well clear of the house, and build up soil so it slopes away from the walls. Clear and cover basement window wells.
If you have a sump pump, pour a bucket of water into the pit to test it, and add battery backup for storms that cut power. Move papers, photos and electronics off the floor in lower rooms. Mobile and manufactured homes make up 3% of the housing, and their owners should check that water drains away from the skirting instead of pooling underneath. Renters hold 48% of homes, so tenants should ask the landlord about drains and keep a renters policy. Check your address on the FEMA flood map, and note the 30-day waiting period FEMA sets before a new flood policy takes effect.
When water gets in, switch off power to wet rooms, photograph the damage and call. Water removal in Evans follows the same steps: pump, remove what cannot be saved, then dry. Carpet water extraction can save carpet soaked by a clean supply line, but storm water is Category 3, so the pad usually goes. The Augusta area also sees 29 nights a year at or below 32 degrees, enough to split a pipe in an outside wall.
Getting your paperwork ready in Augusta
A few records make the days after a flood easier. Know your flood zone from the FEMA Flood Map Service Center. Keep a video walk-through of the house, room by room, stored online. Write down where the main water valve and the breaker panel are. Raise anything valuable off the basement floor, and keep sandbags or water barriers only where water actually enters. After a flood, photograph the water line on the walls before cleanup begins. Hardwood or laminate soaked by floodwater usually needs floor repair after water damage once it is dry.
What Augusta callers ask about floods
What does a FEMA flood risk rating mean for my Augusta home?
How do I keep storm water out of a Augusta basement?
Is flood cleanup different from other water damage?
What should I do after floodwater gets into my Augusta home?
Where can I check the flood zone for a Augusta address?
Keep reading about Augusta
Augusta water damage cost guide
Price ranges, cost drivers and estimate checks for Augusta homes.
Augusta guide to insurance and water damage
Which kinds of water damage insurance usually pays for in Augusta, and how to document a claim.
guide to the first hour after water damage around Augusta
The first hour after a leak or flood in Augusta: what to shut off, what to photograph and what to move.
guide to burst and frozen pipes for Augusta
Why pipes burst in Augusta homes, what freezing nights and older plumbing mean, and what to do first.
Water damage in Augusta? Call (833) 728-2327
Calls answered 24/7. The estimate is in writing before work begins.