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Flooding in Conroe, TX: the figures

Plain answers for Conroe homes, drawn from the data behind the area's water damage calls.

Paid flood insurance claims in Conroe's ZIP codes averaged $69,383 for the building from 2016 to 2025.

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  • Calls answered 24/7
  • Written estimate before work starts
  • Water removal, drying and repair

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Technical drawing of flood damage restoration: flooded basement cleanup, storm water cleanup and crawl space water removal.
What flood damage restoration includes: flooded basement cleanup, storm water cleanup and crawl space water removal.

Your call, step by step

  1. Call (833) 728-2327

    Say what is wet, where the water came from and whether it is still running. The call is answered any hour.

  2. Stop the source

    If water is still coming in, you are walked through the shutoff valve or the breaker first.

  3. Inspection and written estimate

    The crew checks the water category, measures moisture in walls and floors, photographs the damage and writes the estimate before work starts.

Call (833) 728-2327

Written for homeowners in the Conroe area.

About 45% of households in Conroe rent. The building is usually the owner's to repair, so a tenant should tell the landlord about a leak right away.

Flood risk in Conroe, in short

Floods are a regular insurance event in Conroe. FEMA flood insurance records show 22.1 claims per 1,000 homes from 2016 to 2025, close to Montgomery County's 24.0 and well above the state's 11.6. The average building payment on a city claim was $69,383, against $72,112 for the county and $78,569 for Texas.

FEMA's National Risk Index puts the city's yearly inland flood loss at $81 per $100,000 of building value, equal to the state and a little under the county's 86. Hurricane loss adds $16. Montgomery County has had 12 major disaster declarations for floods and storms since 2000 and logged 15 days with flash flood or flood reports from 2016 to 2025. NOAA climate normals count about 15 days a year with an inch of rain or more, against 12 statewide.

Owners respond to that record: 10.7% of county homes carry federal flood insurance, against 5.8% for Texas. Rising water and storm runoff are Category 3, carrying soil and sewage, so standard homeowners policies exclude them and only flood insurance covers that damage. Census figures show 7% of Conroe homes are mobile or manufactured, and water under those floors soaks insulation and ductwork quickly. After a flood in the Conroe area, the restoration crew removes what the water ruined, and flood damage restoration moves on to drying the frame.

Conroe flood figures

Figures for Conroe, home to about 96,976 people.

In Conroe, 31% of homes are apartments or condos in buildings of five units or more.

Mobile and manufactured homes make up 7% of the housing in Conroe, against 12% across Montgomery County.

19% of homes in Conroe were built before 1980.

  • 45% Homes that are rentedMontgomery County: 28% Conroe45%Montgomery28%TX37%
  • 31% Homes in buildings with 5 or more unitsMontgomery County: 16% Conroe31%Montgomery16%TX21%
  • 40,219 Housing units
  • 96,976 Residents
  • 7% Mobile and manufactured homesMontgomery County: 12% Conroe7%Montgomery12%TX7%
  • 19% Homes built before 1980Montgomery County: 14% Conroe19%Montgomery14%TX34%
  • 81 Yearly inland flood loss per $100,000 of building valueMontgomery County: 86 Conroe81Montgomery86TX81
  • 20 Nights a year at or below 32 degreesMontgomery County: 17 Conroe20Montgomery17TX27
  • 22.1 Flood insurance claims per 1,000 homes, 2016 to 2025Montgomery County: 24.0 Conroe22.1Montgomery24.0TX11.6

Sources: U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates; FEMA OpenFEMA, FIMA NFIP Redacted Claims v3, claims from 2016 to 2025 (not endorsed by FEMA); FEMA OpenFEMA, NFIP Residential Penetration Rates v1 (not endorsed by FEMA); FEMA National Risk Index v1.20, December 2025 (not endorsed by FEMA); NOAA NCEI, U.S. Climate Normals 1991-2020, nearest weather station; FEMA OpenFEMA, Disaster Declarations Summaries v2 (not endorsed by FEMA); NOAA NCEI Storm Events Database, 2016 to 2025.

Getting ready in Conroe

Montgomery County has had 12 major disaster declarations for floods and storms since 2000, so Conroe households should treat storm prep as yearly work. Clear out each downspout and extend it so water lands well away from the foundation and make sure the yard slopes toward the street. Clear storm drains near your driveway of leaves after each rain.

If your home has a sump or drainage pump, pour in a bucket of water to confirm it starts and add a battery backup for storms that cut power. Clear window wells and low vents. Owners of mobile and manufactured homes, which are 7% of the city's housing, should check skirting vents and tie-downs and keep belongings off the floor.

FEMA's flood map shows the flood zone for your address, so check it. FEMA notes a 30-day waiting period before a new flood policy takes effect, so coverage bought during a storm warning will not help. With 45% of homes rented, tenants need their own contents policy, since the landlord's coverage protects the building.

When water gets in, stay out of water near outlets, cut power at the panel when it is safe and photograph every room. Rising water is Category 3, so sewage cleanup steps apply even if no drain backed up, and soaked carpet and lower drywall usually come out. Drying through water mitigation should start within 24 to 48 hours. If a storm also reached family elsewhere, water removal in Cleveland can be arranged on the same call.

Records to keep before a flood

Get ready in Conroe before the water does. Check your address on FEMA's flood maps, record a short video of every room, and keep policy numbers and the location of the main shutoff and breaker panel on paper. Store important papers above the basement floor. When water comes in, take photos of the water line before anything is moved; those pictures matter for the cleanup plan and for any claim. Laminate and hardwood under floodwater often need subfloor water damage repair once drying ends.

Flood questions in Conroe

What does a FEMA flood risk rating mean for my Conroe home?

The rating compares the expected flood losses of Montgomery County with the rest of the country. It is a guide to the area's exposure, not a promise for your address, so look at your flood zone, your lot and your basement as well.

How do I keep storm water out of a Conroe basement?

Keep downspouts discharging several feet from the foundation, grade soil away from the house, test the sump pump before storm season and add a battery backup, and check window wells and basement door seals. Flood insurance covers what still gets in from outside.

Is flood cleanup different from other water damage?

Floodwater carries soil, chemicals and bacteria, so the job adds tear-out and disinfection before drying. Carpet pad and drywall below the water line are removed, not dried in place.

What should I do after floodwater gets into my Conroe home?

Stay out of standing water until the power to that area is off, and keep children and pets away, because floodwater can carry sewage and chemicals. Photograph the water line on the walls, move what you can to a dry room and call for flood cleanup. Carpet, pad and drywall below the water line usually have to come out.

Where can I check the flood zone for a Conroe address?

FEMA's Flood Map Service Center shows the mapped flood zone for any address. Check it for your Conroe home, keep a copy, and remember that basements outside high-risk zones still take in water during heavy rain.

Keep reading about Conroe

Every Conroe water damage guide

Water damage in Conroe? Call (833) 728-2327

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