Flooding in Everett, WA: the figures
For Everett, WA: the facts behind the questions callers ask most, in plain words.
Expected inland flood losses in Everett's ZIP codes run about $41 a year per $100,000 of building value, against $68 across Snohomish County.
- Calls answered 24/7
- Written estimate before work starts
- Water removal, drying and repair
From your call to a written estimate
Call (833) 728-2327
Tell the person who answers what got wet and where the water came from. Calls are answered 24/7.
Stop the source
You get help shutting off the water or the power to a wet room while the crew is on the way.
Inspection and written estimate
Moisture readings, photos and a written estimate come before any work begins.
A guide for water damage restoration in Everett and the towns around it.
50% of homes in Everett are rented.
Flood risk in Everett, in short
Everett's flood figures are low inland and higher along the water. FEMA's National Risk Index puts the city's yearly inland flood loss at 41 per $100,000 of building value, against 68 for Snohomish County and 83 for Washington, but its coastal flood loss at 11, against 1 for the county. FEMA flood insurance records show 0.5 claims per 1,000 homes in the county from 2016 to 2025, and 0.7% of county homes carry federal flood insurance. When a claim was paid, the building payment averaged $39,999.
Large storms are what count here. Since 2000, Snohomish County has had 15 major disaster declarations for floods and storms, while NOAA storm reports logged 4 days with flash flood or flood reports from 2016 to 2025. NOAA climate normals show about 3 days a year with an inch of rain or more, so heavy days are few. When a winter storm does arrive, saturated ground, high tides and full drains can put water into basements and low-lying homes near the waterfront.
Storm and tide water inside a home is Category 3. It carries soil, salt, runoff and often sewage, so the restoration crew removes soaked drywall, insulation and carpet and disinfects what stays. Homeowners and renters policies exclude it, and only flood insurance pays. With 50% of local homes rented, tenants need their own flood contents cover. Before water removal starts after a storm in the Everett area, photograph the water line on every wall.
Flood and weather figures for Everett
The city of Everett counts about 111,083 residents, by the Census; the figures below are its own.
35% of homes in Everett sit in larger multi-unit buildings, compared with 22% across Washington.
Homes built before 1980 make up 49% of the housing in Everett; across Snohomish County the share is 36%.
20% of homes in Everett are from before 1950, against 7% across Snohomish County.
- 41 Yearly inland flood loss per $100,000 of building valueSnohomish County: 68
- 50% Homes that are rentedSnohomish County: 32%
- 47,499 Housing units
- 35% Homes in buildings with 5 or more unitsSnohomish County: 20%
- 111,083 Residents
- 49% Homes built before 1980Snohomish County: 36%
- 20% Homes built before 1950Snohomish County: 7%
- 11 Yearly coastal flood loss per $100,000 of building valueSnohomish County: 1
- 38 Nights a year at or below 32 degreesSnohomish County: 40
Sources: U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates; FEMA OpenFEMA, FIMA NFIP Redacted Claims v3, claims from 2016 to 2025 (not endorsed by FEMA); FEMA OpenFEMA, NFIP Residential Penetration Rates v1 (not endorsed by FEMA); FEMA National Risk Index v1.20, December 2025 (not endorsed by FEMA); NOAA NCEI, U.S. Climate Normals 1991-2020, nearest weather station; FEMA OpenFEMA, Disaster Declarations Summaries v2 (not endorsed by FEMA); NOAA NCEI Storm Events Database, 2016 to 2025.
Lowering the risk in Everett
Everett's rain is steady rather than hard, with only 3 days a year bringing an inch or more by NOAA climate normals, so the threat is ground that stays wet for weeks. Census figures show 49% of homes here were built before 1980 and 20% before 1950, and older basements let in groundwater when the soil is saturated. Keep downspouts clear of fir needles and moss, extend downspouts well past the foundation, and regrade any bed that slopes toward the house.
In a basement, pour a bucket of water into the sump pit to check the pump, and add a battery backup for winter windstorms that cut power. Clean out window wells and fit covers. Store papers, photos and electronics on shelves instead of the basement floor. If you live near the waterfront, where FEMA's National Risk Index rates coastal flood loss at 11 per $100,000 of building value, look up your address on the FEMA flood map. FEMA notes that a new flood policy has a 30-day waiting period before it takes effect.
With 50% of homes rented and 35% in buildings with 5 or more units, a leak often crosses from one unit to the next, so tenants should tell the manager at once and keep renters insurance. When water gets in, switch off power to wet rooms, photograph the damage and call. Water mitigation starts with extraction and moisture readings, and water removal from carpet works only when the water was clean. Storm water and groundwater are Category 3, so the pad usually comes out.
Getting your paperwork ready in Everett
Get ready in Everett before the water does. Check your address on FEMA's flood maps, record a short video of every room, and keep policy numbers and the location of the main shutoff and breaker panel on paper. Store important papers above the basement floor. When water comes in, take photos of the water line before anything is moved; those pictures matter for the cleanup plan and for any claim. Laminate and hardwood under floodwater often need subfloor water damage repair once drying ends.
What Everett callers ask about floods
What does a FEMA flood risk rating mean for my Everett home?
How do I keep storm water out of a Everett basement?
Is flood cleanup different from other water damage?
What should I do after floodwater gets into my Everett home?
Where can I check the flood zone for a Everett address?
Other guides for Everett
the Everett guide to water damage costs
What water damage restoration costs around Everett, what moves the price and what the estimate should list.
water damage insurance guide around Everett
Homeowners, flood and sewer backup cover explained for Everett.
the Everett first steps guide
A step-by-step first hour for Everett homes with water damage.
burst pipe guide around Everett
Burst and frozen pipes in Everett: causes, first steps and costs.
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